So I went through the process and said sure, sure, ok, whatever.  But then I got to the screen that told me I was denied and they couldn’t do my $10 off on this purchase.  I figured it was because they didn’t want to give me $10 off a $10.80 purchase.  Whatever, paid my $10.80 and was done.

Then about 3 weeks later, I got a letter in the mail.  “Dear Valerie…

…We regret that we are unable to approve you for the service at this time for the following reason:

The amount of your purchase required a credit bureau report.  We were unable to retrieve a report from a consumer reporting agency.

Our credit decision was based in whole or in part on information obtained in a report from the consumer-reporting agency listed below.  You have a right under the Fair Credit Reporting Act to know the information…

There are a couple of things that I find to be absolutely hilarious about this.

1). The amount of my purchase required a credit bureau report.  For $10.80!?  $10.80 required a credit bureau report!?  That’s hilarious.  I understand them wanting to get a report for opening an account period, but the letter states that the amount of purchase is what triggered getting a report.  Hilarious.

2). They couldn’t get a report on me.  I guess this isn’t all that funny, just #1 is funny.  However, it doesn’t make any sense, either, unless the reporter’s site was having trouble sending back the info to PayPal, because I KNOW that they have me on record.  I also know I don’t have bad credit (certainly not bad enough to require getting rejected on the basis of $10.80).

I just think the whole thing is funny.  I only did it because they’ve been harassing me relentlessly about it and I thought I’d take $10 off my purchase and never use the service again.

Now they’re back to harassing me about trying the service again.  I need to find out if there’s a way to say leave me alone regarding the Bill Me Later service…

kthxbai. :)

Friday I kept thinking, “I’ve got to get this candle order out, I’ve got to get this candle order out.” After all, the order had been placed on Wednesday and if I’ve not shipped by the next business day my panties start to get in a bunch. So I was busting my butt to get it ready (it’s my biggest selling scent and I had to start a completely new batch for this order to be filled) and I kept thinking, “If I can get this ready and pay online before the mail lady comes, I can have her take it and I won’t have to go anywhere today.” But it wasn’t until I was printing the lady’s invoice that I realized she’d not paid me yet. She’s a pay-by-check-er, so I’d need to wait for the check to arrive in my PO Box before shipping.

But then I realized I did have to go somewhere. Steve’s been on me for the last week or so to go to the insurance place to ask about getting the Jeep’s windshield replaced. We got hit by a rock about a month ago and then while we had all the ice and such, that one chip decided it was going to crack all across the windshield. It has to be replaced to relicense it next month. By the way, the answer is that we have a $250 deductible on glass breakage. (To which Steve says wtf?)

So then it was to the license bureau to pay for the next year of plates for his truck, another thing he’s been harassing me to do and it had to be done by the end of this month. So we go in and the girl starts to help me. I give her the paper and the 2007 personal property taxes receipt. (Which, by the way, took me forever to find before I left. I found every other year first. Go figure.) So she says she needs to see the insurance card. I start rummaging through my purse then I say I’ll have to go out to the Jeep to get it. She says she needs the insurance card for the truck, and that’s my first “duh” moment. I don’t have that one. I’m totally dreading going back to the insurance place to get a copy, not wanting to wait until Monday for Steve to leave me a copy. But I notice there’s a fax machine, can the insurance place fax it over? Sure, here’s our fax number. So I get out my cell phone and proceed to call… the fax number. Second “duh” moment. She looks me up the number in the yellow pages. I call, insurance lady obliges, we wait for a couple of minutes before it’s faxed over.

The other sign? I actually started this post on Friday. And now I’ve forgotten the rest of my craziness of Friday. Oh, I remember there was more, but what, I’m not sure. It continues, too. This morning (Sunday) I forgot only a couple of things, but they were important things. I was kind of slow editing because I kept getting sidetracked and even completed some tasks twice… needlessly, of course.

Not to mention there’s the physical part of it all. Still, if I spend too much time walking or am too active, etc., I get pain in my head. Also at night when I’m starting to get tired, I start to hurt. I only made that connection now.

It’s so weird though, the pain. I can’t fully describe how it feels. Usually it’s not something that’s migraine level, but it is painful… hence “pain.”

Yeah, I tend to say some strange things sometimes, too. Repeat myself. Repeat myself. You know.

When will it all end!!!!!!?!?!?!?!?! AHHHHHH, will I ever be normal again?

Dear Residential Mortgage Customer:

Please Read This Important Notice

We are writing to let you know that a computer tape containing information about you and your mortgage account with ____[us]_____ has been lost while being transported by DHL courier service to a credit reporting company. We deeply regret that this situation occurred and are keenly aware of how important your personal information is to you. We have no reason at this time to believe that this information has been misused. Even so, we want to inform you of the situation, provide background about what happened, suggest some steps you can take and assistance we can provide to protect yourself from identity theft now ad in the future.

What Happened?
The tape, which included the names, account information, payment history and Social Security numbers of our residential mortgage customers, was shipped via DHL from our data center… to the credit reporting company, Experian. The tape was lost after DHL picked it up from the data center. We and other lenders routinely provide this information to credit reporting companies to ensure your credit record is up-to-date.

As we learned about this situation, we immediately began an investigation, and asked DHL to search for the tape and to investigate the loss. We also alerted federal law enforcement. We are carefully reviewing this incident and will take whatever measures are necessary to ensure that it does not happen again.

…..

I understand, as much as the next guy, that mistakes happen. Crap happens. But sheesh. I’m amazed at the irresponsibility of these ‘big’ companies…

Niiiiiiiiice.